Tag Archives | Mortgage Programs

Understanding the FHA Mortgage Insurance Premium (MIP)

* Disclaimer – all information in this article is accurate as of the date this article was written * Orange County home buyers have heard of the FHA loan program. But what about the MIP? The FHA Mortgage Insurance Premium is an important part of every FHA loan. There are actually two types of Mortgage […]

Should I Refinance or Get a HELOC For Home Improvements?

For homeowners interested in making some property improvements without tapping into their savings or investment accounts, the two main options are to either take out a Home Equity Line of Credit (HELOC), or do a cash-out refinance. According To Wikipedia: A home equity line of credit is a loan in which the lender agrees to […]

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