Tag Archives | Frequently Asked Questions

Calculating The Net Benefit Of A Refinance Transaction

By on June 28, 2010 in Mortgage

Calculating the net benefit of refinancing can be a challenging task if you do not understand what to calculate. We are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate. Although there are several reasons to refinance, lowering your mortgage rate to save on interest payments over [...]

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8 Questions Your Orange County Lender Should Answer About Mortgage Rates

By on May 10, 2010 in Mortgage, Videos

Simply checking online for today’s posted Orange County interest rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it’s our ultimate goal to earn your trust so that [...]

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8 Questions Your Lender Should Answer About Mortgage Rates

By on May 10, 2010 in Mortgage, Videos

Simply checking online for today’s posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it’s our ultimate goal to earn your trust so that you can be [...]

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How Much Can I Afford?

By on May 9, 2010 in Mortgage

How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term [...]

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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

By on May 1, 2010 in Mortgage

Although every situation is unique, it is not uncommon for home buyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job transfer?   Regardless of the motivation for keeping one property [...]

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