While many experienced Orange County real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulations, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval layering, rescission deadlines, property [...]
Tag Archives | Foreclosure

Five Myths About Home Values
During periods of economic growth, when home values are typically just going up, most homeowners do not question appraisals much. And in times of turmoil when property values are declining, home sellers and even listing agents quite often question and pick apart appraisals. However, the actual appraisal process changed very little over the course of the [...]

Important Factors To Consider When Getting Financing On A Foreclosure, Short Sale or New Construction
Short sales, foreclosures and new construction homes all have caveats that need to be considered when pursuing financing. If the guidelines and potential pitfalls are not properly understood, you could face delays in closing or potentially even a denied loan. Short Sales & Foreclosures – Short sales and foreclosures are everywhere. They often represent great [...]
-
Who Owns My Home If I Have A Mortgage?
March 22, 2010
-
Top Mortgage Terms To Know
March 22, 2010
-
Top 8 Things To Ask Your Lender During The Application Process
March 22, 2010
- CalVet Compared to VA Loan Program November 19, 2011
-
Advantages of FHA 15 year Fixed for Orange County
January 13, 2011
-
VA Loans Will Be Popular in 2011 | California
January 7, 2011
- Mortgage Rates Start 2011 on the Move for Orange County: [...] on a fixed margin, typically between 2.25% a...
- Mortgage Interest Rates On the Rise | Orange County Real Estate: [...] the past 30 days we have seen mortgage inter...
- VA to Increase Loan Limits in 2011 | Orange County, CA | Orange County, CA VA Home Loan Blog: [...] qualify. These days, sellers will typically ...
Amortization Chart
Appraisal
california
california va loan
Closing Costs
Credit
Credit Scores
Deed
Down Payment
Earnest Money
featured
Fed
fha loan
First-Time Home Buyer
Foreclosure
Frequently Asked Questions
GFE
Government Loans
Hazard Insurance
Home Buying Process
Home Inspection
Home Selling Tips
Investment Property
Loan Documents
LTV
mortgage
Mortgage Approval Process
Mortgage Backed Securities
Mortgage Basics
Mortgage Closing Process
Mortgage Insurance
Mortgage Payments
Mortgage Programs
Mortgage Rates
Mortgage Terms
orange county
Promissory Note
Real Estate
Real Estate Terms
Real Estate Videos
Refinance Process
Selling
Title and Escrow
Underwriting Guidelines
va loan






