How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn’t been any new activity since original approval was issued, and the new findings kill the loan. This generally won’t happen in a 30 day time-frame, [...]
Tag Archives | Credit

First-Time Home Buyer Credit Checklist
Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, here is a simple list of Do’s and Don’ts to keep in mind throughout the mortgage approval process: DO: Continue [...]

Top 8 Things To Ask Your Lender During The Application Process
Knowing what questions to ask your lender during or before the loan application process is essential for making your mortgage approval process as smooth as possible. Many borrowers fail to ask the right questions during the mortgage pre-qualification process and end up getting frustrated or hurt because their expectations were not met. Here are the [...]
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Who Owns My Home If I Have A Mortgage?
March 22, 2010
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Top Mortgage Terms To Know
March 22, 2010
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Top 8 Things To Ask Your Lender During The Application Process
March 22, 2010
- CalVet Compared to VA Loan Program November 19, 2011
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Advantages of FHA 15 year Fixed for Orange County
January 13, 2011
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VA Loans Will Be Popular in 2011 | California
January 7, 2011
- Mortgage Rates Start 2011 on the Move for Orange County: [...] on a fixed margin, typically between 2.25% a...
- Mortgage Interest Rates On the Rise | Orange County Real Estate: [...] the past 30 days we have seen mortgage inter...
- VA to Increase Loan Limits in 2011 | Orange County, CA | Orange County, CA VA Home Loan Blog: [...] qualify. These days, sellers will typically ...
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