Seven Things Your Orange County Real Estate Agent Should Know About Your Mortgage Approval

By on July 1, 2010 in Mortgage

While many experienced  Orange County real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulations, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval layering, rescission deadlines, property [...]

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Calculating The Net Benefit Of A Refinance Transaction

By on June 28, 2010 in Mortgage

Calculating the net benefit of refinancing can be a challenging task if you do not understand what to calculate. We are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate. Although there are several reasons to refinance, lowering your mortgage rate to save on interest payments over [...]

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Renting vs Buying A Home

By on May 28, 2010 in Real Estate

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we’ve found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the [...]

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8 Questions Your Lender Should Answer About Mortgage Rates

By on May 10, 2010 in Mortgage, Videos

Simply checking online for today’s posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it’s our ultimate goal to earn your trust so that you can be [...]

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8 Questions Your Orange County Lender Should Answer About Mortgage Rates

By on May 10, 2010 in Mortgage, Videos

Simply checking online for today’s posted Orange County interest rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it’s our ultimate goal to earn your trust so that [...]

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